Road Accident Law in India: Latest Rules, Compensation & FIR Process

24 Sep 2025

Road Accident Law in India: Latest Rules, Compensation & FIR Process

Understand road accident law in India, latest rules, FIR process, and compensation for victims and commercial vehicle owners.

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By Jyoti

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India's roads are congested with anything from motorbikes to large commercial trucks. With so many vehicles on the road, accidents are occurring far too frequently. India's road accident law is meant to safeguard victims, hold negligent drivers accountable, and ensure compensation is paid promptly. Recent changes have tightened the rules, clarified the amount of compensation, and made the road accident FIR easier.

Whether you drive a personal vehicle or operate a fleet of commercial trucks, having knowledge of these laws will keep you safe and safeguard you legally.

What Is Road Accident Law in India?

Road accident law in India relies primarily upon the Motor Vehicles Act, 1988, which was amended in 2019. These laws inform us about:

  • Who is to blame in an accident?
  • How compensation is determined.
  • What punishment careless drivers must endure.

The law is supplemented by provisions of the Indian Penal Code (IPC). For instance:

  • Section 279: Rash driving.
  • Section 304A: Death due to negligence.
  • Sections 337 and 338: Hurt or grievous hurt due to careless driving.

The Motor Accident Claims Tribunal (MACT) settles claims for compensation, ensuring victims or their relatives receive relief at the earliest.

Key Accident Rules

The new accident rules are designed to avoid accidents and safeguard victims:

  • Report all accidents: All accidents, big or small, have to be reported to the police.
  • Protection for Good Samaritans: Those who assist accident victims cannot be legally harassed.
  • Insurance by mandate: All vehicles, including commercial vehicles, have to be insured properly.
  • Golden Hour: Hospitals are to give emergency treatment free of charge within the first hour.
  • Heavier fines: Overspeeding, driving under the influence of alcohol, and rash driving now come with larger penalties.

For trucks, there are some extra rules: proper rest for drivers, overloading limits, and checking fleets for safety.

Accident Compensation in India

Compensation is a vital section of the law. The victim or their relatives can receive money for injury or death.

Types of Compensation

  1. No-fault compensation:
  • ₹5 lakh for death.
  • ₹2.5 lakh for serious injuries.
  • Even if it is not known who is at fault.
  1. Fault-based compensation:
  • If negligence is established, the tribunal can award greater compensation.
  • Age, income, and family obligations are taken into account.
  1. Insurance claims:
  • Compensation is paid by insurance companies if the vehicle is insured.
  • For commercial vehicles, employers and owners will also be held accountable.

Road Accident FIR Process

Filing an FIR is a very important task after an accident. Otherwise, claims and legal proceedings are delayed or rejected.

Procedure to file an FIR:

  1. Report the accident: Call up the nearest police station or dial emergency services.
  2. Police visit the location: Police personnel take statements and evidence.
  3. Register the FIR: All information such as vehicles, drivers, and reason for accident are documented.
  4. Apply the FIR for claims: Insurance companies and MACT utilize the FIR to settle compensation.

An FIR filed in a timely manner helps victims claim compensation and the law of the land runs its course in the right way.

Why Awareness is Important

Understanding accident regulations benefits all. Drivers save from fines and accidents, fleet owners save liability, and victims' families receive compensation quicker. Time, money, and life are saved by awareness.

Conclusion

India's road accident law provides distinct rules, systematic compensation, and a proper FIR procedure to safeguard victims and penalize negligence. The onus is greater for commercial vehicles, and owners are responsible for safety and compliance. Understanding these laws is essential. Following accident rules, filing FIRs on time, and claiming compensation correctly can protect lives and livelihoods.

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