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The interest rate is the amount of money that the borrower is charged for borrowing the loan. This is typically expressed as a percentage.
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The loan term refers to the length of time over which the loan will be repaid. This can range from a few months to several years, depending on the type of loan.
Repayment Schedule
The repayment schedule outlines the specific repayment plan for the loan, including the frequency of payments and the amount of each payment.
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